|
|
|
|
|
|
|
|
|
|
Group Insurance for Small Business
BENEFIT COVERAGE & PREMIUM SUMMARY - ONTARIO |
BENEFIT |
PLAN 1 |
PLAN 2 |
PLAN 3 |
PLAN 4 |
COVERAGE: |
(P2) |
(O5) |
(O6) |
(O8) |
(80% co-insurance) |
|
|
|
|
|
|
|
|
|
DRUG MAXIMUM |
$15,000 per |
$15,000 per |
$15,000 per |
$15,000 per |
(Generic & Brand) |
participant, per |
participant, per |
participant, per |
participant, per |
|
calendar year |
calendar year |
calendar year |
calendar year |
|
|
|
|
|
EHS |
INCLUDED |
INCLUDED |
INCLUDED |
INCLUDED |
|
|
|
|
|
VISION |
Not a benefit |
Not a benefit |
Not a benefit |
$300/24 months |
|
|
|
|
|
SEMI-PRIVATE |
Not a benefit |
Not a benefit |
Not a benefit |
INCLUDED |
|
|
|
|
|
DENTAL |
$800 per benefit |
$1,000 per benefit |
Not a benefit |
$1,000 per benefit |
MAXIMUM |
year |
year |
|
year |
|
|
|
|
|
TRAVEL |
INCLUDED |
INCLUDED |
INCLUDED |
INCLUDED |
|
|
|
|
|
NOTE: PST IS APPLICABLE - 8% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
MONTHLY PREMIUM |
PLAN 1 |
PLAN 2 |
PLAN 3 |
PLAN 4 |
SUMMARY: |
|
|
|
|
|
|
|
|
|
SINGLE |
$ 102.12 |
$ 108.39 |
$ 64.15 |
$ 122.08 |
|
|
|
|
|
COUPLE |
$ 204.23 |
$ 216.97 |
$ 128.30 |
$ 244.15 |
|
|
|
|
|
FAMILY |
$ 269.60 |
$ 286.22 |
$ 175.64 |
$ 322.63 |
|
|
|
|
|
|
5+* No Medical |
5+* Deluxe Plan |
5+* No Medical |
5+* No Medical |
|
Underwriting or |
|
Underwriting or |
Underwriting or |
|
1-4 With Medical |
|
1-4 with Medical |
1-4 with Medical |
|
Underwriting |
|
Underwriting |
Underwriting |
|
|
|
|
|
APPLICATION(S) |
Employee Application |
|
TO COMPLETE: |
Group Benefits Application |
|
|
|
|
|
|
|
|
|
|
|
*Life, AD&D and LTD Coverage can also be added to 5+ person plans |
|
|
|
|
|
|
RATES ARE EFFECTIVE FROM JULY 1ST 2011 to JUNE 30TH 2012 |
|
|
|
|
|
|
NOTE: Remember Membership Application and Fee(You can choose $2.50 a month or pay annually $28.25) |
|
|
|
|
|
|
|
|
|
|